Our 30 Year Loan | SA Home Loans
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Products 30 Year Loan

30 Year Loan

A longer-term bond for new buyers, with variable interest rates and lower instalments. 

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Benefits

Variable interest rate tailored to your risk profile.
Repayment term of 30 years.
The longer loan term allows you to enjoy a lower monthly instalment.

In-house insurance options available, to protect your investment.

A range of price options within the housing development and no transfer duties.
No transfer duties when buying off-plan from the developer.

Home Loan Details

Our 30 Year Home Loan is exclusive to clients buying a new home and is not available to Switch clients. This bond is only available to clients under the age of 45 years. 

With a longer term, the monthly instalment of a 30 Year Home Loan will be lower than a 20 Year Home Loan.

Term of loan
30 years
20 years
Term of loan
Home
loan amount
Indicative
Interest rate
Monthly instalment based
on 10%
Total cost of loan
30 years
R1 000 000
10%
R8 776 per month
R3 159 258
20 years
R1 000 000
10%
R9 650 per month
R2 316 052
The above amounts are indicative only.
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0860 2 4 6 8 1 0

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Terms and conditions apply to all products. The availability of lending products is subject to our credit policy as amended from time to time. SAHL Investment Holdings (Pty) Ltd is the licensed controlling company of its insurance group, an authorised financial services provider (FSP No.2428) and registered credit provider (NCRCP1724)
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